California Codes, Civil Code - CIV, Division 3 — Obligations, Part 4 — Obligations Arising from Particular Transactions, Title 1.6 — Consumer Credit Reporting Agencies Act, Chapter 2 — Obligations of Consumer Credit Reporting Agencies, Section 1785.15.2
(a) In complying with Section 1785.15.1, a consumer credit reporting agency shall supply the consumer with a credit score that is derived from a credit scoring model that is widely distributed to users by that consumer credit reporting agency in connection with residential real property loans or with a credit score that assists the consumer in understanding the credit scoring assessment of his or her credit behavior and predictions about his or her future credit behavior, and a statement indicating that the information and credit scoring model may be different than that used by the lender.
(b) A consumer credit reporting agency may charge a reasonable fee for providing the information required under Section 1785.15.1.
Notes
Requires a consumer credit reporting agency, when supplying required credit-score information, to provide either a score from a model widely distributed for residential real-property loans or a score that helps explain the consumer's credit assessment and predictions, plus a statement that the lender may use different information or a different model. Allows the agency to charge a reasonable fee.
Use as reference
Lexinter.net | California Code, Civil Code - CIV § 1785.15.2 | https://laws.lexinter.net/codes/california/civil-code/division-3/part-4/title-1-6/chapter-2/section-1785-15-2