California Codes, Civil Code - CIV, Division 3 — Obligations, Part 4 — Obligations Arising from Particular Transactions, Title 1.6 — Consumer Credit Reporting Agencies Act, Chapter 2 — Obligations of Consumer Credit Reporting Agencies, Section 1785.19.5

Every consumer credit reporting agency, upon written request and the furnishing of sufficient identification to identify the consumer and the subject file, shall create reasonable procedures to prevent a consumer credit report or information from a consumer’s file from being provided to any third party for marketing purposes or for any offer of credit not requested by the consumer. This section does not apply to the use of information by a credit grantor for purposes related to an existing credit relationship.

Notes

Requires a consumer credit reporting agency, after a consumer’s written request and sufficient identification, to use reasonable procedures preventing the consumer’s report or file information from being provided to third parties for marketing or unsolicited credit offers. Exempts a credit grantor’s use of information for purposes related to an existing credit relationship.

Use as reference

Lexinter.net | California Code, Civil Code - CIV § 1785.19.5 | https://laws.lexinter.net/codes/california/civil-code/division-3/part-4/title-1-6/chapter-2/section-1785-19-5

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