California Codes, Civil Code - CIV, Division 3 — Obligations, Part 4 — Obligations Arising from Particular Transactions, Title 1.61 — Commercial Credit Reports, Section 1785.41
Consumer credit reporting is subject to the regulations of the Consumer Credit Reporting Agencies Act. Commercial credit reports, which differ significantly, are not subject to that act. The circumstances, business practices, and reports themselves differ sufficiently to make it impractical to include commercial credit reports under the Consumer Credit Reporting Agencies Act.
Notes
Sets consumer credit reporting under the Consumer Credit Reporting Agencies Act while excluding commercial credit reports from that act. Establishes that commercial credit reports are outside the act because their circumstances, business practices, and reports differ sufficiently from consumer credit reporting to make inclusion under the act impractical.
Use as reference
Lexinter.net | California Code, Civil Code - CIV § 1785.41 | https://laws.lexinter.net/codes/california/civil-code/division-3/part-4/title-1-61/section-1785-41