California Codes, Civil Code - CIV, Division 3 — Obligations, Part 4 — Obligations Arising from Particular Transactions, Title 1.3 — Credit Cards, Section 1747.80

(a) No card issuer shall refuse to issue a credit card to any person solely because of any characteristic listed or defined in subdivision (b) or (e) of Section 51.

(b) Any card issuer who willfully violates this section is liable for each and every offense for the actual damages, and two hundred fifty dollars ($250) in addition thereto, suffered by any person denied a credit card solely for the reasons set forth in subdivision (a). In addition, that person may petition the court to order the card issuer to issue him or her a credit card upon the terms, conditions, and standards as the card issuer normally utilizes in granting credit to other individuals.

Notes

Prohibits a card issuer from refusing to issue a credit card solely because of a characteristic listed or defined in the referenced civil-rights provision. A willful violation makes the issuer liable for actual damages plus $250 for each offense, and the denied person may seek an order requiring issuance under the issuer’s normal terms, conditions, and standards.

Use as reference

Lexinter.net | California Code, Civil Code - CIV § 1747.80 | https://laws.lexinter.net/codes/california/civil-code/division-3/part-4/title-1-3/section-1747-80

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