Sections
6 entriesSection 1785.1Establishes legislative findings concerning consumer credit reporting, privacy, fairness, and the regulation of consumer credit reporting agencies, and states that credit may…Section 1785.2Allows this act to be cited as the Consumer Credit Reporting Agencies Act, establishing that name as the authorized citation for the…Section 1785.3Defines terms used throughout the title, including “adverse action,” “consumer,” “consumer credit report,” “consumer credit reporting agency,” “employment purposes,” “file,” and “firm…Section 1785.4Exempts persons licensed under the specified Business and Professions Code licensing chapter, and their employees, from the title. The exemption does not…Section 1785.5Establishes that a person regularly assembling, evaluating, or disseminating consumers’ checking-account experience information for fees, dues, or on a cooperative nonprofit basis…Section 1785.6Limits the title’s required consumer notices and disclosures to consumers whose mailing address is in California. Consumers without a California mailing address…