Sections
6 entriesSection 1798.97.1Defines key coerced-debt terms, including “adequate documentation,” “claimant,” “coerced debt,” “debtor,” “qualified third-party professional,” and “sworn written certification.” A claimant excludes a…Section 1798.97.2Prohibits causing another person to incur coerced debt and sets claimant review procedures. The claimant generally must report the dispute to a…Section 1798.97.3Allows a debtor to sue to establish that debt is coerced and, on proof by a preponderance, obtain relief barring personal collection…Section 1798.97.4Exempts secured debts from the title and establishes that the title does not require refunding money already paid on a debt later…Section 1798.97.5Limits the title to debts incurred on or after July 1, 2023, except for the specified cross-complaint involving an earlier debt. Allows…Section 1798.97.6Establishes that if any provision of the title, or its application to a person or circumstance, is held invalid, other provisions and…