California Codes, Civil Code - CIV, Division 3 — Obligations, Part 4 — Obligations Arising from Particular Transactions, Title 1.81.35 — Coerced Debt, Section 1798.97.5

(a) Except as set forth in subdivision (b), this title applies only to debts incurred on or after July 1, 2023.

(b) Notwithstanding subdivision (a), a debtor may file a cross-complaint described by paragraph (2) of subdivision (a) of Section 1798.97.3 in an action filed by a claimant to collect a debt incurred prior to July 1, 2023, in which case, this title applies to that action, unless a final judgment has been entered in that action.

Notes

Limits the title to debts incurred on or after July 1, 2023, except for the specified cross-complaint involving an earlier debt. Allows a debtor to bring that cross-complaint in a claimant’s collection action, making the title apply to that action, unless a final judgment has already been entered.

Use as reference

Lexinter.net | California Code, Civil Code - CIV § 1798.97.5 | https://laws.lexinter.net/codes/california/civil-code/division-3/part-4/title-1-81-35/section-1798-97-5

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