California Codes, Civil Code, Division 3 — Obligations, Part 4 — Obligations Arising from Particular Transactions, Title 1.85 — Consumer Credit Contracts

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Section 1799.90Defines “consumer credit contract” as specified deferred-payment obligations primarily for personal, family, or household purposes, including listed retail installment contracts and accounts,…Section 1799.91Requires a creditor obtaining multiple signatures on a consumer credit contract to give each nonrecipient cosigner, before obligation, the prescribed notice in…Section 1799.92Requires the notice required by Section 1799.91 to be provided on a separate sheet that meets the listed requirements. It may not…Section 1799.93Prohibits a creditor from obtaining the signature of anyone entitled to the specified notice if a consumer credit contract contains blanks to…Section 1799.94Prohibits construing the text of the statement required by the referenced provision as altering or affecting the rights and obligations of parties…Section 1799.95Bars a creditor or assignee from suing or enforcing a security interest on a noncompliant consumer credit contract against a person entitled…Section 1799.96Allows a federally required or permitted notice substantially similar to the referenced notice, together with an accurate translation into the languages specified…Section 1799.97Prohibits a consumer credit contract from creating a security interest in religious books, artifacts, or materials valued at less than $500 unless…Section 1799.98Limits this title so it does not make applicable, affect, or waive the specified Civil Code and Family Code provisions. It also…Section 1799.99Bars an action or enforcement of a security interest against a person entitled to federal notice when the obligated persons are not…Section 1799.100Prohibits taking a security interest in household goods for primarily personal, family, or household credit unless statutory conditions are met, and generally…Section 1799.101Defines cosigner-credit terms and prohibits creditors from reporting adverse delinquency information or sending a cosigner obligation to a debt collector before required…Section 1799.102Allows a cosigner harmed by a violation of the referenced rule to recover the greater of actual damages or $250, plus reasonable…Section 1799.103Prohibits consumer credit contract or guarantee of a consumer credit contract from providing for a security interest in any investment property, that…Section 1799.104Prohibits enforcement of any waiver of the title’s provisions by declaring such a waiver contrary to public policy, void, and unenforceable. Bars…

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