California Codes, Civil Code - CIV, Division 3 — Obligations, Part 4 — Obligations Arising from Particular Transactions, Title 2 — Credit Sales, Chapter 1 — Retail Installment Sales, Article 12.2 — Penalties, Section 1812.7
In case of failure by any person to comply with the provisions of this chapter, such person or any person who acquires a contract or installment account with knowledge of such noncompliance is barred from recovery of any finance charge or of any delinquency, collection, extension, deferral or refinance charge imposed in connection with such contract or installment account and the buyer shall have the right to recover from such person an amount equal to any of such charges paid by the buyer.
Notes
Bars a person who fails to comply with the chapter, and a person who acquires the contract or installment account knowing of the noncompliance, from recovering finance, delinquency, collection, extension, deferral, or refinance charges. Allows the buyer to recover from that person an amount equal to any such charges the buyer already paid.
Use as reference
Lexinter.net | California Code, Civil Code - CIV § 1812.7 | https://laws.lexinter.net/codes/california/civil-code/division-3/part-4/title-2/chapter-1/article-12-2/section-1812-7